Sungate Acquisitions buys homes in any condition, including homes in pre-foreclosure. A fast cash sale can pay off what's owed, protect your credit, and give you a clean start.
Get My Cash Offer Call (763) 280-3235Every stage before auction is a stage where a direct sale can still change the outcome. The earlier you act, the more choices you have.
Typically after 3+ missed payments, your lender issues a notice of default.
A formal warning is filed. You're now in pre-foreclosure, but no sale has happened yet.
A sale date is set. This is your last practical window to act before the process becomes public.
Without action, the home is sold at auction and your credit takes a lasting hit.
Once you accept an offer, we coordinate payoff details with your mortgage servicer so the sale satisfies what's owed.
Because we buy with our own funds, we can often close before an auction date — sometimes in days.
A completed sale avoids a foreclosure record entirely and can put remaining equity back in your pocket.
No listings, no showings, no waiting on financing to fall through.
Share your address and situation online or by phone — including any mortgage or default status.
We evaluate your property and payoff amount, then send a written offer — usually within 24 hours.
We work backward from any auction or deadline date and cover standard closing costs.
Doing nothing has a cost. Here's what changes when you act early.
| Sell to Sungate | Foreclosure proceeds | |
|---|---|---|
| Effect on credit | Protected | Significant, long-term damage |
| Remaining equity | Paid to you at closing | Typically lost |
| Timeline | You choose the closing date | Set by the lender or court |
| Public record | None | Foreclosure becomes public record |
| Control | Yours, start to finish | Transfers to the lender |
Fewer people in the process means faster decisions when time matters most.
Deferred maintenance, tenant issues, or a mortgage in default — we buy homes as they stand.
You'll see exactly how we arrived at your offer and your payoff, with nothing hidden.
Requesting an offer costs nothing and commits you to nothing.
"We were three months behind and had already gotten the default notice. Sungate closed in eleven days — before our auction date — and we walked away with money in hand instead of a foreclosure on our record." — A Sungate Acquisitions seller
If you're facing pre-foreclosure, time matters. Reach out directly — no cost, no obligation.
No fees. No obligation. Your information is never sold.